This lesson is aimed at students who are considering investing their money. The speaker advises that before investing in the stock market, it’s important to pay off any high-interest debt, such as credit card debt, and student loans if they have high-interest rates. Once these debts have been paid off, the speaker recommends building an emergency fund with enough money to cover six to twelve months of expenses. Only then should students consider investing in the stock market with money that they won’t need for at least five to ten years.